Gufata akaruhuko k’impera z’icyumweru ni bumwe mu buryo bufasha umuntu kuruhuka no kwisubizamo imbaraga nyuma y’iminsi y’akazi cyangwa amasomo. Nubwo abantu benshi batekereza ko urugendo rusaba amafaranga menshi, bishoboka gutegura urugendo rwiza kandi rutaguhenze iyo ukoresheje igenamigambi ryiza.
Intambwe ya mbere ni gushyiraho ingengo y’imari. Menya amafaranga ushobora gukoresha ku rugendo, harimo ayo gutega, gucumbika, kurya no gusura ahantu hatandukanye. Ibi bigufasha kwirinda gukoresha amafaranga arenze ubushobozi bwawe.
Hitamo ahantu hatari kure y’aho utuye. Kujya ahantu hegereye bigabanya amafaranga y’urugendo kandi bikagusigira umwanya uhagije wo kwishimira aho wasuye. Mu Rwanda, hari ahantu henshi nyaburanga wasura mu minsi ibiri gusa.
Ni byiza kandi guteganya urugendo hakiri kare. Gufata amatike cyangwa gucumbika mbere y’igihe akenshi bituma ubona ibiciro biri hasi kurusha kubikora ku munota wa nyuma.
Niba bishoboka, jyana n’inshuti cyangwa abo mu muryango. Gusangira ikiguzi cy’urugendo, icumbi n’ibindi bikorwa bifasha kugabanya amafaranga buri wese atanga.
Mbere yo kugenda, shakisha amakuru ku bikorwa by’ubuntu cyangwa bihendutse biboneka aho ugiye. Hari pariki, ibiyaga, inzira zo gutemberamo n’ahandi hantu nyaburanga bishobora gusurwa utishyuye amafaranga menshi.
Nanone, gutegura ibyo uzarya cyangwa kwitwaza ibiryo n’ibinyobwa bimwe na bimwe bishobora kugabanya amafaranga wari gukoresha muri resitora.
Abahanga mu by’ingendo bagaragaza ko urugendo rwiza rudashingira ku mafaranga menshi umuntu yakoresheje, ahubwo rushingira ku mitegurire myiza no guhitamo ibikorwa bihuye n’ubushobozi bwe.
Nubwo ingengo y’imari yaba ari nto, umuntu ashobora kugira urugendo rwiza, akaruhuka, akabona ubunararibonye bushya kandi agasubira mu mirimo ye afite imbaraga nshya.